We have an ATM for your convenience at our main office in Magnolia. Our main office is located at 500 N. Jackson St. We also have an ATM at Terry's Fresh Market in Waldo. The hours of this establishment are: Summer- 8:00 A.M. to 9:00 P.M. and 8:00 A.M. to 8:00 P.M. the rest of the year. Terry's is open 7 days a week. We have a new ATM at our Lakewood Banking Center. Our Lakewood Office is located at 103 US Hwy 79/82 Bypass in Magnolia. We are a member of the "Privileged Status" network. This is a  co-operative network made up of ATM's that will not charge you  a sur-charge for using their machine. To locate ATM's in this network, go to http://192.104.107.157/privstatus.cfm and put in the name of the town and state.