Peoples Bank recognizes the importance you place on your privacy and the confidentiality of your financial information.  We are committed to providing the highest level of security and privacy regarding the collection and use of personal information. All personal information collected and stored by the bank is used for specific business purposes.  All information is used to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services. We collect non-public personal information about you, such as name and address, from applications and other forms.  We collect information about your transactions with our affiliates, others, or us including information we receive from consumer reporting agencies such as account balances, credit history, and credit worthiness.  We do not disclose and do not reserve the right to disclose non-public personal information about customers or former customers to affiliates or non-affiliated third parties, except as permitted by law. We limit employee access to your personal information to only those bank administrators who need to know that information in order to provide products and services to you.  And, we educate all employees about the importance of confidentiality and customer privacy. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.  Personal information may be supplied to a third party in order to process a customer's transaction if the customer requests it or if the disclosure is required or allowed by law.  We require that all third parties, with a business need to access information, adhere to similar and equally stringent privacy policies.