Products

Round Up Savings

Join the Stampede!
With ROUND UP SAVINGS, when you make  a purchase with your debit card, the purchase amount will be rounded up to the nearest dollar and the difference will be deposited into your savings

Savings Link

This service allows you to link a savings account to your checking account so that if you overdraw your checking account, an automatic transfer is made to cover the overdraft up to the amount you have in savings.  Having your overdraft covered in this way only costs $2 and saves you the regular $29 overdraft fee.

Free Online Banking

You can sign up today by clicking here.Call us at our main office for more details

Free Email Statements

Tired of the hassle of keeping up with paper statements? We have your solution. We will email your statements to you so that you can keep up with them electronically. You will also receive your statements quicker than conventional mail.

Health Savings Accounts

We have a product available that will be a great help to those of you with high health care costs. Health Savings Accounts are a part of a new program to curb the rising costs of health care. The account works with your High Deductible Health Insurance Plan. The biggest advantage of these accounts is that they allow you to tax defer money you put into them and for qualified health related expenses your withdrawals are tax free. For more information call the bank and ask for Jonathan Baird.

No Bounce Banking

After 60 days of having your account open you may be eligible for overdraft privileges. We have limits of $100, $300, and $500 depending on the type of account you have. As long as your account is in good standing as defined in our Automatic Overdraft Privilege Policy you will retain your overdraft privilege.

Coin Redemption 

Coin counting has never been easier. Come in to our main location and have your coin counted while you wait. We have a user-friendly coin counter for your convenience. Just place your coin in the tray and press start. When you are finished, just press a button and it will print a receipt that you can take to one of our account specialists and receive cash. The charge is only 5 cents on the dollar.

*Teacher's Choice 

This is a free checking account for our educators. There is only a $100 dollar minimum deposit required to open the account, and no minimum balance thereafter. You will have unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. We also have check imaging and an E-mail statement option. This account can be approved for an overdraft privilege of $500.

*Student's Choice 

This is a free checking account for our students. There is only a $50 dollar minimum deposit required to open the account, and no minimum balance thereafter. You will have unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. We also have check imaging and an E-mail statement option. This account can be approved for an overdraft privilege of $100.

*Peoples Choice Gold 

This is a special checking account for those age 55+. There is only a $100 dollar minimum deposit required to open the account, and no charges unless the balance falls below $500. If your balance is $1,000 or more, the account earns interest.  You will have free personalized checks, unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. You will also be eligible for 5 free cashier's checks a month, and a 25% discount on a Safe Deposit Box Rental (1st year only). You will have no service charge on Travelers Checks purchases. You will also have check imaging and an E-mail statement option. This account can be approved for overdraft privilege of $500. In addition to all of this you will have $10,000 in Accidental Death Insurance Coverage, and $100,000 in Common Carrier Insurance Coverage.

*Peoples Choice Free 

This is our free checking account for everyone. There is only a $100 dollar minimum deposit required to open the account, and no minimum balance thereafter. You will have unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. You would also have an E-mail statement option. This account can be approved for overdraft privilege of $300.

Product Menu 

We offer all the usual banking products and services, including loans of all types, CD's, savings, Christmas Club, NOW, money market, and regular checking accounts, Peoples Choice benefit package accounts, safe deposit boxes***, cashier's checks, Travelers Checks, wire transfers, IRA's, Direct Deposit, automatic transfers or debits, ATMs, debit and ATM cards, 24 hour telephone banking, savings bonds, and many other services.

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