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With ROUND UP SAVINGS, when you make  a purchase with your debit card, the purchase amount will be rounded up to the nearest dollar and the difference will be deposited into your savings account.

Everyone who opens a Round Up Savings account in July, August or September will be entered into a drawing to win $200 on 10/01/10.

This service allows you to link a savings account to your checking account so that if you overdraw your checking account, an automatic transfer is made to cover the overdraft up to the amount you have in savings.  Having your overdraft covered in this way only costs $2 and saves you the regular $29 overdraft fee.

The Peoples First Choice Money Market Account* has three tiers:  $0-9,999.99  1.01% APR  1.01% APY**  $10,000-$49,999.99  1.04% APR  1.04% APY**  $50,000.00 and up  1.10% APR  1.11% APY**

Our online banking is here and it's free!!! You can sign up today by clicking here. Call us at our main office for more details

Along with our online banking you can now take advantage of our FREE Bill Pay service. Bill Pay enables you to pay all of your bills quickly and easily without the hassle of writing checks. This service is free with any checking account.

Tired of the hassle of keeping up with paper statements? We have your solution. We will email your statements to you so that you can keep up with them electronically. You will also receive your statements quicker than conventional mail.

We have a new product available that will be a great help to those of you with high health care costs. Health Savings Accounts are a part of a new program to curb the rising costs of health care. The account works with your High Deductible Health Insurance Plan. The biggest advantage of these accounts is that they allow you to tax defer money you put into them and for qualified health related expenses your withdrawals are tax free. For more information call the bank and ask for Jonathan Baird.

After 60 days of having your account open you may be eligible for overdraft privileges. We have limits of $100, $300, and $500 depending on the type of account you have. As long as your account is in good standing as defined in our Automatic Overdraft Privilege Policy you will retain your overdraft privilege.

Coin counting has never been easier. Come in to our main location and have your coin counted while you wait. We have a user-friendly coin counter for your convenience. Just place your coin in the tray and press start. When you are finished, just press a button and it will print a receipt that you can take to one of our account specialists and receive cash. The charge is only 5 cents on the dollar.

This is a free checking account for our educators. There is only a $100 dollar minimum deposit required to open the account, and no minimum balance thereafter. You will have unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. We also have check imaging and an E-mail statement option. This account can be approved for an overdraft privilege of $500.

This is a free checking account for our students. There is only a $50 dollar minimum deposit required to open the account, and no minimum balance thereafter. You will have unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. We also have check imaging and an E-mail statement option. This account can be approved for an overdraft privilege of $100.

This is a special checking account for those age 55+. There is only a $100 dollar minimum deposit required to open the account, and no charges unless the balance falls below $500. If your balance is $1,000 or more, the account earns interest.  You will have free personalized checks, unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. You will also be eligible for 5 free cashier's checks a month, and a 25% discount on a Safe Deposit Box Rental (1st year only). You will have no service charge on Travelers Checks purchases. You will also have check imaging and an E-mail statement option. This account can be approved for overdraft privilege of $500. In addition to all of this you will have $10,000 in Accidental Death Insurance Coverage, and $100,000 in Common Carrier Insurance Coverage.

This is our free checking account for everyone. There is only a $100 dollar minimum deposit required to open the account, and no minimum balance thereafter. You will have unlimited checking and free use of our ATM/Debit MasterCard on the Privileged Status ATM Network. You would also have an E-mail statement option. This account can be approved for overdraft privilege of $300.

We offer all the usual banking products and services, including loans of all types, CD's, savings, Christmas Club, NOW, money market, and regular checking accounts, Peoples Choice benefit package accounts, safe deposit boxes***, cashier's checks, Travelers Checks, wire transfers, IRA's, Direct Deposit, automatic transfers or debits, ATMs, debit and ATM cards, 24 hour telephone banking, savings bonds, and many other services. *Minimum opening balance of the PFC Money Market Account is $2,000, and if balance falls below $2,000 there is a $15 monthly fee. **The annual percentage yield (APY) assumes the principal & its interest will remain on the deposit for one full year at the listed rate. Withdrawals, fees and other conditions could reduce earnings. The account shown may require a maximum daily balance and/or impose a penalty for early withdrawal. Please see Shelda, Angela, or any New Accounts Representative for more information. Rates Effective as of date 11/20/2009 and are subject to change. ***FDIC or NCUA Does Not Insure Safe Deposit Contents.